Brown Benefits Group is an independent benefits consulting firm based in Iowa. We primarily work with employers that are experience rated and want a smarter, calmer approach to managing their health and welfare plans.
Independent. Analytical. And here when you need us — not just at renewal time.
Three things that matter.
The decision is modeled before you have to make it.
You'll see cost projections, scenario comparisons, and tradeoffs laid out clearly — so you're choosing between real options, not guessing under pressure.
Explained so your whole team gets it.
Benefits are complex. The way they're presented doesn't have to be. Your decision-makers will leave the same meeting with the same understanding.
Your interests come first. Period.
Brown Benefits Group is independent. No carrier loyalties, no hidden incentives. Every recommendation is driven by the data and what's right for your organization.
How we work with you.
Three phases. One constant. The work doesn't stop when the renewal is over and neither do we.
Year-round support, compliance guidance, and a direct line — always.
Analyze
- Cost forecasts based on your actual plan data — not a guess, not a national average.
- Side-by-side scenario comparisons (A/B/C models) with costs, tradeoffs, and a clear recommendation.
- Interactive reporting dashboards that give your leadership team up-to-date visibility into plan performance.
Implement
- Market checks and carrier negotiations backed by your plan's data and our preparation.
- Implementation management so nothing falls through the cracks during the transition.
- Contract and plan document review to ensure what you agreed to is what your employees receive.
Strategize
- Regular reporting on plan performance — claims trends, pharmacy, stop-loss.
- Creative benefit solutions and strategic planning aligned to your organizational goals.
- Market intelligence and alternative solutions brought to you when they fit.
The cycle repeats — with each year, the data becomes clearer and the strategy becomes sharper.
How we get started.
A conversation.
We start by learning where you are — your renewal timing, your frustrations, your goals.
A look at the data.
Your plan data gets analyzed to build a picture of what's driving cost and where the opportunities are.
You see your options.
Realistic scenarios modeled and presented in plain language — with costs, tradeoffs, and a clear recommendation.
Ongoing involvement.
Implementation, monitoring, year-round support. We don't disappear after the decision is made.
Who you'll work with.
Nick Brown founded Brown Benefits Group because he wanted to do this work differently — more hands-on, more analytical, and more human.
Model the decision. Explain it in plain English. Stick around to make sure it works.
Nick stays personally involved throughout the relationship — building the models, presenting the options, and picking up the phone when something comes up. You work directly with Nick. Not a junior associate. Not a call center.
BBA, Finance — University of Iowa, Tippie College of Business
Certified Employee Benefits Specialist (CEBS)
Common questions.
Straightforward answers about how we work, what we cover, and what to expect.
If renewal season keeps catching you off guard, let's change that.
A conversation about where things stand
and whether we can help.